Mobile phones have come a long way from simply being a means of communication to being an integral part of your day-to-day life. The smartphones available today can virtually do everything for you. They allow you to access your emails, social networking accounts, documents, files, and a gamut of other services that help you plan your activities and track your progress.
Taking pictures is one of the most important features of smartphones. Gone are the days when you spent a fortune on buying high-end cameras. With the technological advancement, smartphone cameras give the same output quality as that of a high-end camera.
These phones are not as costly as you would think. You will find several good-quality devices available at less than INR 20,000. Thus, offering value for money. And the best part is that you may fund your purchase with a consumer durable loan (CDL).
Here are a few options you may consider if you have a budget of around INR 20,000:
|RAM (GB)||Storage (GB)||Display||Processor||Front and rear camera (MP)||Battery (mAH)||System on Chip (SoC)|
|Moto G5 Plus||3-4||16 and 32||5.2||2 GHz Octa-core||12||3000||Qualcomm Snapdragon 625|
|Honor 8||3||32||5.2||2 GHz Octa-core||12 and 12||3000||HiSilicon Kirin 950|
|Nubia Z11 Mini||3||32||5||1.5 GHz Octa-core||16||2800||Qualcomm Snapdragon 617|
|Honor 6X||3||32||5.5||2.1 GHz Octa-core||12 and 2||3340||HiSilicon Kirin 655|
|Samsung Galaxy On Max||4||32||5.7||1.6 GHz Octa-core||13||3300||MediaTek MT6757|
|Huawei Honor 9i||4||64||5.9||2.36 GHz Octa-core||16 and 2||3340||Kirin 659|
|Gionee A1||4||64||5.5||2 GHz Octa-core||13||4010||MediaTek MT6755 Helio P10|
|Oppo F3||4||64||5.5||1.5 GHz Octa-core||13||3200||MediaTek MT6750T|
|Lenovo K8 Plus||3-4||32||5.2||2.5 GHz Octa-core||13 and 5||4000||MediaTek MT6757 Helio P25|
|Moto G4 Plus||2||16||5.5||1.5 GHz Octa-core||16||3000||Qualcomm Snapdragon 617|
You generally need to save a lot of money to buy high-end products or use a credit card that would convert the purchase into equated monthly installments (EMIs). However, the charges on a credit card are quite high Another option is availing of a loan, which enables you to buy your desired mobile on EMI.
Non-banking financial companies (NBFCs) and other financial institutions provide you with a loan with the help of which you can buy the phone in installments. You simply need to find out the NBFC partner store or partner website that sells the mobile you want, visit the store, and get your desired phone on EMI.
A CDL is a quick loan that does not require too many documents. The loan is available for an amount of up to INR 5 lakh that may be repaid in EMIs of up to 24 months. When you apply online, you receive instant approval and you may then walk into the closest store and buy a phone on EMI without a credit card.
So, apply for a loan today and purchase the latest mobile phone without any constraints.