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How to Get the Best under-20k Camera Phones on EMI

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Mobile phones have come a long way from simply being a means of communication to being an integral part of your day-to-day life. The smartphones available today can virtually do everything for you. They allow you to access your emails, social networking accounts, documents, files, and a gamut of other services that help you plan your activities and track your progress.

Taking pictures is one of the most important features of smartphones. Gone are the days when you spent a fortune on buying high-end cameras. With the technological advancement, smartphone cameras give the same output quality as that of a high-end camera.

These phones are not as costly as you would think. You will find several good-quality devices available at less than INR 20,000. Thus, offering value for money. And the best part is that you may fund your purchase with a consumer durable loan (CDL).

Here are a few options you may consider if you have a budget of around INR 20,000:

phone emi option, best hd phone under 20k

RAM (GB) Storage (GB) Display Processor Front and rear camera (MP) Battery (mAH) System on Chip (SoC)
Moto G5 Plus 3-4 16 and 32 5.2 2 GHz Octa-core 12 3000 Qualcomm Snapdragon 625
Honor 8 3 32 5.2 2 GHz Octa-core 12 and 12 3000 HiSilicon Kirin 950
Nubia Z11 Mini 3 32 5 1.5 GHz Octa-core 16 2800 Qualcomm Snapdragon 617
Honor 6X 3 32 5.5 2.1 GHz Octa-core 12 and 2 3340 HiSilicon Kirin 655
Samsung Galaxy On Max 4 32 5.7 1.6 GHz Octa-core 13 3300 MediaTek MT6757
Huawei Honor 9i 4 64 5.9 2.36 GHz Octa-core 16 and 2 3340 Kirin 659
Gionee A1 4 64 5.5 2 GHz Octa-core 13 4010 MediaTek MT6755 Helio P10
Oppo F3 4 64 5.5 1.5 GHz Octa-core 13 3200 MediaTek MT6750T
Lenovo K8 Plus 3-4 32 5.2 2.5 GHz Octa-core 13 and 5 4000 MediaTek MT6757 Helio P25
Moto G4 Plus 2 16 5.5 1.5 GHz Octa-core 16 3000 Qualcomm Snapdragon 617

You generally need to save a lot of money to buy high-end products or use a credit card that would convert the purchase into equated monthly installments (EMIs). However, the charges on a credit card are quite high Another option is availing of a loan, which enables you to buy your desired mobile on EMI.

Non-banking financial companies (NBFCs) and other financial institutions provide you with a loan with the help of which you can buy the phone in installments. You simply need to find out the NBFC partner store or partner website that sells the mobile you want, visit the store, and get your desired phone on EMI.

A CDL is a quick loan that does not require too many documents. The loan is available for an amount of up to INR 5 lakh that may be repaid in EMIs of up to 24 months. When you apply online, you receive instant approval and you may then walk into the closest store and buy a phone on EMI without a credit card.

So, apply for a loan today and purchase the latest mobile phone without any constraints.

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